Sound Solutions Audio and GetFinancing
Applicable to orders between $500 dollars and $6,000 dollars, GetFinancing is a new way to obtain the purchasing power you need on the terms you deserve. It provides an easy and convenient way to shop by matching you with one of their partner banks for the best financial deal available to you for your purchase. This assistance comes in the form of a loan, allowing you up to 60 months to pay (on approved credit) for your purchase.
A "GetFinancing" account is not necessary, all you need to do is choose the GetFinancing option during checkout on our website.
How long does it take to qualify?
It is almost instantaneous, all you need to do is finish the check out process on our site and you will then need to verify some information with GetFinancing via e-mail in order for your new credit to be funded. It is that easy. Get the buying power you need today. With GetFinancing you get a fast, safe and easy way to buy online.
How does it work?
Select GetFinancing™ on the checkout of SSA Store.
Choose the best offer among multiple lenders
Get Instant Approval. Enjoy your purchase and pay over time
Frequently Asked Questions
Who is GetFinancing™?
GetFinancing is a real time Purchase Finance Gateway that allows consumers to obtain instant financing from numerous lending sources under the best possible terms, when making a purchase online at a participating merchant's website.
Why does GetFinancing ask for the last 4 digits of my Social Security Number?
GetFinancing's patented state-of-the-art technology allows us to identify, verify, and refer applicants to the appropriate participating financing source. In the most cases, the only information you need to provide are name, address, and the last four digits of your social security number, that's it! Some of our lenders may require us to gather some additional information such as annual income, employment status and time at residence. In some cases you may be required to provide information contained in you state issued Driver's License.
Why was my identity not verified properly?
GetFinancing verifies the data provided against some third party providers and some in house anti-fraud technology. For best results we recommend you to use the same billing and shipping address and avoid using PO Box addresses.
Why was my loan/credit offer not approved?
Although a high percentage of requests are approved, GetFinancing cannot guarantee approvals of all requests. Each of our lenders has their own underwriting criteria and we may not have one available to service your needs at this time. There is also a chance that information was entered incorrectly.
What was the reason, (piece of information) on my credit report which caused me to be declined?
Unfortunately due to the Privacy Laws we are not able to access this information. You can contact one of the Credit Bureaus listed on the FCRA decline letter/email you would have received stating that an offer of credit was not available to you at this time due to some issue with your current credit status or information that was not able to be confirmed. You can also contact the lender/bank directly.
How can I reapply?
In order to reapply, you will need to go back to the merchant's web store and try your transaction once again. Be sure to enter all information correctly and use your full legal name.
Why do you ask questions such as if I rent or own a home? Annual Salary? Employment Status? Last 4 digits of SSN?
Obtaining this information allows the lender to quickly make a decision within their underwriting policies and determine what amount they are able to offer you to complete your purchase.
Who are the lenders?
In order to service the full credit spectrum and to offer loans of varying amounts to most consumers GetFinancing work with numerous and diverse lending sources. GetFinancing participating lenders range from peer to peer lenders, private lenders/banks to large financial institutions. If you qualify they may offer you an instant financing to enable you to pay for your purchase. Should you chose to accept the offered financing you will have an obligation to that particular bank or lender for repayment. You will find out the name of the lender for which you have been pre-qualified when you are presented with an offer. You will then be required to agree to their Terms and Conditions as well as the Truth in Lending terms in order for the application to be processed.
What are the GetFinancing terms that I am required to agree to?
When seeking a loan or credit to make your purchase through GetFinancing, you must provide certain pieces of information and then expressly "agree" to the Terms and Conditions provided at the time of your application. This grants us the right to seek credit on your behalf. You can review these terms and conditions
How do I get in touch with my lender or bank?
You may call them at the Toll Free number provided to you in your email correspondence from the issuing lender, or you can call our customer service line at 1-866-298-3757 and we will be happy to provide the information to you.
I made a purchase and used the credit/loan from one of GetFinancing's participating lenders. Now I want to cancel/return item. What should I do?
GetFinancing's return/dispute policy is either 30 days from the day of purchase or based on the merchant's return policy whichever comes first. To check the merchant's return policy, kindly check the merchant's web site or contact the merchant directly for assistance. In the event that you are not able to arrive to a resolution with the merchant, you should contact the credit issuer and ask for procedures on how to start a dispute or charge back.
How is GetFinancing making payment to the merchant for my purchase?
If your financing was approved by one of our participating lenders (except for our peer to peer lenders), the lender will settle directly with the merchant and you will receive the item(s) you purchased according to the shipping arrangements you selected with the merchant. If you were approved by one of our peer to peer lenders, the funds will be credited to your bank account and you will need to make payment arrangements with the merchant directly.
How do I find the Phone Number of the lender who provided my financing through GetFinancing?
You will find the lender's customer service phone number on the monthly statement provided to you by the lender.
Alternatively you can call GetFinancing's Customer Service at 1-866-298-3757 and we will provide with that information.
Can I use your program if I am not a USA citizen?
Our program works only for U.S. citizens, permanent residents, and temporary (working) residents in the USA.