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Established in 2006 by Bass Heads like you!
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Need help? Call us: (443) 345-1537
Financing & lease-to-own
Four ways to spread the cost of your build: pay over time with Shop Pay Installments or Klarna, or lease-to-own with Snap Finance or Acima. Our price is the same however you pay, and each provider shows you its full terms before you commit.
Shop Pay Installments and Klarna are loans: you own your gear from day one and repay the lender in installments.
Most orders, from a single sub to a full system.
An $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.*
*See the Shop Pay Installments disclosure below.
Spreading an order over a few paychecks, or paying monthly on a bigger build.
†See the Klarna disclosure below.
Lease-to-own is not a loan, credit or financing. The leasing company buys the gear from us and leases it to you, and you own it once you've made all the lease payments, or sooner with an early purchase option. Leasing costs more than our cash price, and you can end the lease at any time by returning the gear to the leasing company.
Lease-to-ownShoppers with little or no credit history who want lease payments on their paydays.
Not available to residents of Minnesota, New Jersey or Wisconsin. Leasing costs more than our cash price.
Lease-to-own is a lease, not a loan. See the Snap disclosure below.
Lease-to-ownShoppers who'd rather not use credit, with payments on the pay dates they choose.
Not available in Minnesota, New Jersey, Wisconsin or Wyoming. Leasing costs more than our cash price.
⁴See the Acima disclosure below.
A quick side-by-side. Each provider shows its exact terms before you commit.
| Option | How you pay | Where you choose it | Good for | Keep in mind |
|---|---|---|---|---|
| Shop Pay InstallmentsPay in 4 or monthly | 4 interest-free payments every 2 weeks, or monthly payments | Choose Shop Pay at checkout | Most orders, from one sub to a full system | Monthly plans 0–36% APR. Eligibility check; a down payment may be required.* |
| KlarnaPay in 4 or monthly | 4 interest-free payments every 2 weeks, or monthly financing | Choose Pay with Klarna at checkout | Spreading a purchase over a few paychecks | Monthly financing is subject to credit approval. A higher first payment may be required.† |
| Snap FinanceLease-to-own | Lease payments on your paydays; own it when the lease is complete, or sooner with an early ownership option | Click Apply Now on the product page | Little or no credit history | Not a loan. Costs more than the cash price. Not in MN, NJ or WI. |
| Acima LeasingLease-to-own | Lease payments on your pay dates; own it after all payments, or sooner with an early purchase option | Choose Acima Leasing at checkout | Shopping without using credit | Not a loan, credit or financing. Costs more than the cash price. Not in MN, NJ, WI or WY. |
You apply online with the provider, and it takes a few minutes.
Add the gear you want. Our price is the same whichever way you pay.
At checkout, choose Shop Pay and then Pay in installments, Pay with Klarna, or Acima Leasing. For Snap, click Apply Now under the price on the product page.
Get a decision, review the exact terms the provider shows you, and confirm. Your order then ships like any other.
We charge the same price however you pay. Pay-over-time plans may carry interest (APR), and lease-to-own costs more than our cash price; the provider shows the full cost before you sign.
Straight answers to the questions we get most.
Each provider runs its own check before approving you.
Shop Pay Installments plans are subject to an eligibility check, and creating a Shop Pay Installments account doesn't affect your credit score.* Klarna explains its check when you choose it at checkout, and its monthly financing is subject to credit approval.† Snap and Acima don't require a credit history, but both obtain information from consumer reporting agencies when you apply; with Snap, your score with those agencies may be affected.¹ ⁴
Lease-to-own is the option built for that: Snap welcomes all credit types to apply,¹ and Acima doesn't require a credit history.⁴ No option guarantees approval. Each provider makes its own decision, and we can't see or change it.
Shop Pay Installments and Klarna are loans: you own the gear from day one and repay the lender. Snap and Acima are lease-to-own: the leasing company buys the gear and leases it to you, and you own it after you complete the lease, or sooner with an early purchase option. A lease is not a loan or credit, and it costs more than our cash price.
Our price doesn't change. Pay in 4 with Shop Pay Installments or Klarna is interest-free. Monthly plans can carry interest: Shop Pay Installments rates run from 0–36% APR.* Lease-to-own always costs more than our cash price, and an early purchase option lowers the total. Every provider shows your full cost before you commit.
Yes. Snap and Acima offer early purchase options that cost less than completing the full lease, but you have to arrange them yourself: Snap through its customer portal or Customer Care at 1-877-557-3769,³ and Acima by calling Acima.⁴ Shop Pay Installments and Klarna plans are managed in the Shop app and the Klarna app.
Snap lease-to-own isn't available to residents of Minnesota, New Jersey or Wisconsin. Acima isn't available in Minnesota, New Jersey, Wisconsin or Wyoming. Shop Pay Installments isn't available in US territories, including Puerto Rico. Klarna shows at checkout whether it's available for your order.
Shop Pay Installments covers orders from $35 to $30,000: Pay in 4 up to $999.99 and monthly plans from $150, and a down payment may be required.* Snap needs a cart of $150 or more, with approval amounts from $300 to $5,000.² Acima may approve you to lease up to $5,000 in merchandise. Klarna shows its limits when you choose it.
Yes. Custom-built enclosures can take 20–40 business days to build and ship, so payments may start before your box arrives. If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended delivery times, your loan payment(s) may be due before you receive your purchase. Check the dates your provider shows you before you confirm, and see our terms on cancelling custom-built orders.
Returns follow our return policy. Contact us first at (443) 345-1537 or support@soundsolutionsaudio.com. Once we process a return, the refund goes back to the provider, who credits your plan or lease. Ending a Snap or Acima lease by returning the gear to the leasing company is a separate process from returning it to us.
Don't count on it. Lease-to-own isn't credit, and Snap and Acima don't report lease payments to the three major credit bureaus. If building credit matters to you, ask the provider how it reports payments before you apply.
Yes. PayPal is one of the payment options at checkout.
No. Each provider makes its own decision and explains it to you directly. For anything about your order, call us at (443) 345-1537 or email support@soundsolutionsaudio.com.
*The estimated payment amount excludes taxes and shipping. Rates from 0-36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. More options may be available upon approval. State notices to consumers: affirm.com/licenses.
If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended delivery times, your loan payment(s) may be due before you receive your purchase.
†See payment terms. A higher initial payment may be required for some consumers. Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS # 1353190.
The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin.
Snap RTO LLC ("Snap RTO") partners with merchants to offer lease-to-own financing options. In a lease-to-own transaction, Snap RTO acquires merchandise from a store or website and leases it to the customer. The customer has the option of acquiring the merchandise at the end of the maximum lease period or exercising certain early purchase options to save on total costs. The customer also has the right to terminate the lease and return the merchandise to Snap. Available options depend on your purchase amount, may vary by merchant, and may not be available in all states.
¹Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with submitted applications, and your score with those agencies may be affected.
²Approval amounts vary from $300 to $5,000, subject to underwriting, and apply only to the cash price of leased items.
³The cost of the Initial Promotional Period may vary based on merchant location and product offering. To exercise an early ownership or prepayment option, customers must make all required payments on time and ensure the applicable amount is paid within the required timeframe through the customer portal or by contacting Customer Care at 1-877-557-3769. See the applicable agreement for terms, details, limitations, and any applicable fees. snapfinance.com/legal/products
⁴The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer's cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details.
Sound Solutions Audio is not a lender or lessor and does not make credit or lease decisions. Shop Pay Installments loans are made by Affirm's lending partners, Klarna loans by Klarna or WebBank, and leases by Snap RTO LLC and Acima. Terms, availability and approval are set by each provider and can change; the terms shown when you apply are the ones that apply to you.
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